Because Promises Don’t Protect Capital. Law Does

Every euro invested in Aiffin Bonds is pledged, notarized, and secured by an independent Security Agent

We designed the structure from the ground up — starting with investor protection

Your capital sits in a dedicated bankruptcy remote French Special Purpose Vehicle (SPV), designed within the Autorité des Marchés Financiers (AMF) framework.

The SPV’s sole obligation is to issue bonds and hold collateral. It never mixes investor money with operating cash.

That means:

The SPV issues bonds and holds collateral

Investor funds never mix with Aiffin operating cash

Your money doesn't go into the company. It goes into the structure that owns your collateral

A third party stands between your money and everyone else

A licensed, regulated fiduciary entity has been appointed to represent all bondholders collectively.

Holds the official pledge of all leased vehicles and receivables

Monitors asset registration, insurance, and performance

May repossess, liquidate, and distribute proceeds independently of Aiffin

Only the Security Agent can hold, monitor, and enforce the security package.

In short: even Aiffin cannot touch the collateral once pledged.

Every vehicle is pledged through a french notary. Every detail documented

Each asset is legally pledged through a notarized deed.

This is the strongest form of asset security in Europe — enforceable immediately, without lengthy court procedures.

The notarial deed certifies ownership and encumbrance of each asset.

The pledge is registered in the national collateral registry, ensuring transparency and traceability.

Any transfer, sale, or disposal of the pledged asset requires the Security Agent’s prior consent.

Your investment isn’t a handshake. It’s a notarized contract with legal teeth

Even in the worst-case scenario, investors stay first in line

Who gets paid first

01

The Security Agent activates enforcement

02

Pledged vehicles and receivables are liquidated

03

Proceeds are distributed first to investors, covering principal and unpaid interest

04

Only after bondholders are fully settled can any remaining funds go elsewhere

See how enforcement works

Five layers of protection between you and risk

Higher Yield. Lower Noise

LayerFunctionControlled By
Aiffin SPVIsolates investor capital from operationsIndependent Security Agent
Notarized PledgeRegisters all vehicles & receivables as collateralFrench notary
Security AgentHolds and enforces collateralIndependent fiduciary
Insurance & GPS MonitoringPhysical protection & asset trackingInsurers + Aiffin monitoring
Diversified PortfolioDozens of vehicles & contractsAiffin risk management team

Five lines of defense. Zero room for surprise. Unlike unsecuritised corporate bonds, where you stand behind banks and suppliers, Aiffin bondholders stand at the front of the line.

Five lines of defense. Zero room for surprise

Invest now

Unlike unsecuritised corporate bonds, where you stand behind banks and suppliers, Aiffin bondholders stand at the front of the line.

Full compliance with french and EU law

Bonds issued by a registered French SPV under the AMF (Autorité des Marchés Financiers) framework

Articles L.521-1 et seq. of the French Monetary and Financial Code

Security Agent operates under fiduciary duties, bound by reporting and audit obligations

All documentation (Information Memorandum, Summary DIS, Trustee Agreement) available upon request

Transparency isn’t optional – it’s audited

Every number we show is one you can verify

Quarterly portfolio reporting and vehicle valuations

External auditor verification of SPV accounts

Trustee oversight and legal monitoring

Open-door policy for investor inquiries

Safety shouldn’t be boring – IT should be bulletproof

That’s why institutional investors, family offices, and private investors trust our team — not because of promises, but because of structure

Most "high-yield" products hide risk behind buzzwords.

Most “high-yield” products hide risk behind buzzwords. We hid nothing — we built a legal structure and oversight around your capital.

12% Fixed Yield

Paid quarterly

€17M in Previous Bonds

Zero defaults

100% Asset-Backed

Notarized and trustee-protected

5-Year Term

Peace of mind, in motion