Smart questions. Solid answers

Eligible investors only. This is a private issue, not a public offer. Access depends on investor type, jurisdiction and KYC/AML review.

Each bond has a nominal value of €1,000. Series I is open from a minimum of €1,000, subject to eligibility and available allocation.

The programme is structured with a 5-year term to December 2030. Principal is scheduled to be repaid at maturity under the bond terms.

The Security Agent may enforce the pledged assets and distribute recovery proceeds to bondholders according to the documentation. Recovery depends on asset values, timing, costs and legal process.

Overlord acts as Security Agent. The SPV sits in a French legal framework, with notarized pledges and reporting obligations described in the programme documents.

Eligible investors can request programme materials, including collateral and reporting information. Individual vehicles are not offered as a retail showroom product.

Vehicles are tangible, insured, GPS-tracked and supported by deep secondary markets in France. They can be repossessed and resold faster than many other asset classes — which still does not remove residual-value risk.

Real estate is usually less liquid, with different tax, maintenance and vacancy risks. Aiffin Bonds pay a scheduled quarterly coupon backed by lease cash flows rather than property appreciation.

France has a large professional mobility market, a mature used-vehicle market, and a legal framework that allows notarized pledges and a dedicated SPV structure.

12% reflects the private, illiquid, asset-backed nature of the issue — not a risk-free rate. The coupon compensates for credit, liquidity and enforcement risk. It is not a bank deposit.

This is a private corporate bond with a French SPV, notarized collateral and an independent Security Agent. It is not a loan marketplace and not a public crowdfunding offer.

Additional allocation depends on remaining capacity in the open window and a new eligibility review.

There are no management fees on the coupon mechanics shown on this site. Taxes, transfer costs and any documented fees in the legal pack still apply.

Investors receive coupon confirmations and can request reporting on principal, paid coupons and upcoming payments.

This is not a deposit. Risks include issuer credit risk, delayed coupons, limited liquidity, enforcement timing, asset valuation and possible loss of capital. Read the legal documents before investing.

The programme is a private issue. Rating status, if any, is described only in restricted materials shared with eligible investors.

Investor relations can arrange meetings for eligible investors. Vehicle inspections, if offered, follow operational and privacy constraints.

Leasing clients go through underwriting, KYC/AML and contract checks before vehicles are financed and pledged into the structure.

Tax treatment depends on your residency and personal situation. Aiffin does not provide tax advice. Speak with your advisor.

Coupons are paid quarterly to your account. Principal is scheduled at maturity. Early withdrawal is not a standard feature.

Series I is the current private programme. Further series, if any, will follow the same asset-backed, documented approach and will be communicated to eligible investors.